100% USDA Financing

This product offers 100% Financing for qualified buyers as long as they fit into a geographic and income bracket In order to be eligible for many USDA (United States Department of Agriculture) loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA. To search for eligible property locations go to the following link here and click the “accept” button: Unique features of this loan are:...

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HARP 2.0 Government Refinance

Rate and Term (no cash-out) refinance of existing Fannie Mae owned loan delivered to Fannie Mae prior to June 1, 2009. In addition to DU/DO validating eligibility, Fannie Mae also provides a lookup tool to help identify eligible properties: http://loanlookup.fanniemae.com/loanlookup/ Owner Occupied, Second homes and Investment properties are permitted. New loan must provide a benefit to the borrower in the form of a reduced P&I payment of at least 5% or more stable program (i.e. Arm to Fixed, Reduced Term,...

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Foreign National Financing

Adjustable rates (5/1, 7/1 ARM) Purchase and Refinance rate and term (not available for cash out) No pre-payment penalties Up to 75% loan-to-value financing on Purchase Self-employed okay Eligible properties include single-family homes, condos and townhouses Occupancy includes owner occupied and second homes, No Investment Properties No previous bankruptcies or foreclosures permitted Call us at 602.206.3144 with any questions.

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FHA Streamline

Are you currently in an FHA loan? You have the ability to refinance NOW when rates are at an all-time low!! Home worth less than you owe? No appraisal! Not making much money? No income qualifying! All we verify is that you’ve paid your FHA loan on time! Example savings: On a loan with a balance of $165,000 at 6.50%, you could potentially have a monthly savings of $140!! On top of that, over the life of your loan, a...

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VA Financing

VA home loans are to help veterans finance the purchase of homes with favorable loan terms. There are members of the Selected Reserve, active duty personnel and certain categories of spouses that may also be eligible for VA loan financing. You will need to provide a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan. VA loans offer many benefits for the veteran: Ensure that veterans are given equal opportunity to...

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10% Down Jumbo Financing

10% down with no mortgage insurance 30 year and 15 year fixed options, and 5/1, 7/1 and 10/1 ARM’s available Very Competitive Rates & Fees! 700 Fico Score required 45% Debt-to-income ratio limit Primary Residence Only Call us at 602.206.3144 with any questions.

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90% LTV 2nd Home

10% down with monthly or single premium mortgage insurance 30 year and 15 year fixed options, and 5/1, 7/1 and 10/1 ARM’s available Loan amounts up to $424,100 Competitive Rates & Fees! Call us at 602.206.3144 with any questions.

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